Dealer Financing

SECURING THE DEAL

Dealer Financing

What's Our Bottom Line?

Dealer Financing Solutions

McKenzie Credit has given thousands of entrepreneurs the opportunity to fulfill dreams and grow companies — most through professional vendors like you.  We understand the struggles a vendor goes through and we try to approve deals that make sense from both sides of the fence.  Our bottom-line mission is to help you make more sales!

For reaching funding volumes, sending complete credit packages, and doing titling we allow our Preferred Vendors to participate in pricing above our buy rates. We’ll work hard to gain your long-term business.

What type of transactions are we seeking?

Everyone’s interpretation of an “A through D” deal is different, but we are generally looking for those deals that your front-line lenders pass on; however, we want them before that 30/30 group at the backend gets them.   We call them “B and C”.

We have our own Lines of Credit!

We carry our own paper and we make the final credit approval decisions.  You have the flexibility to stay in control by having us involved as much or as little in your sale as you want.

We have approved an average of 65% of loans over the last 30 years!

Testimonials

Utility Trailer
"Tyler and Dave at McKenzie Credit Group have been great to work with! They respond quickly to our credit and document requests and always look for ways to make the ifnance approval fit the customer. We appreciate their excellent service, flexibility and quick response time. When it comes to making a deal happen, McKenzie is a great ally to have in the finance industry."
Gordon Truck Centers
"Gordon Truck Centers has done business with McKenzie Credit Group for the better part of 15 years and have found them easy to work with. I especially appreciate their responsive turn around time on credits. They are creative and their people are great at communicating where we are in the process of working a request to finance. They understand the small business owner operator challenges and are good at coming up with creative solutions to customer's lending needs. I would recommend them without hesitation."
Summit Truck Group
""It was a great day when Tyler stepped into my office and introduced McKenzie Credit! Rachel, Margot, Tyler and the McKenzie Team are all wonderful to work with! Fair approvals with few stips, documentation is simple, and funding is quick! They’re a breath of fresh air in non-prime truck financing!""
TEC Equipment
"McKenzie Credit has had a great partnership with TEC Equipment Inc for years. We value our relationship with their credit department and appreciate their ability to approve applicants that our other lenders cannot under terms that are beneficial to TEC Equipment and our customers. They are always willing to think outside the box on our challenged credits and collateral that doesn’t fit the box of many other lenders. Once approved, our deals are always funded promptly with no surprise stipulations or hoops to jump through. We look forward to many more years of working with McKenzie Credit!"
Peterson Trucks
"McKenzie is a Long Time Partner. Can't say enough good things about McKenzie Credit. McKenzie has been helping our Oregon dealerships for many years and as of a year ago they started working with our California locations as well. We have funded many transactions with McKenzie and I can honestly say they make things very easy not only for us but for our customers. McKenzie is a lender you can trust your customers with, a true business partner. At Peterson Trucks we look forward to working with McKenzie for many years to come!"
Diamond Truck
"Diamond Truck Sales Inc. has been working with McKenzie Credit for almost a year. They have provided our business with a great experience. Tyler is great at responding to our emails in a timely manner. He is very helpful, and always works to fund our deals quickly. We hope we can continue working together and keep building a stronger relationship. We appreciate all your help team McKenzie."
Kenworth Sales
"McKenzie Credit has been a pleasant surprise for Kenworth Sales Company. They told us they could fill the need between prime and subprime credit and they also consider the story. Lots of promises just like other lenders but they have performed. No surprises and no extras. Tyler and Rachel are quick with acknowledgements and follow through and have been able to meet our needs across the country – not just the region. Thank you McKenzie for doing what you say and exceeding our expectations."
previous arrow
next arrow

How does dealer financing works

We will work with you to find a way to reduce risk by:

Requiring a larger down payment.

Obtaining an additional guarantor.

Securing additional collateral.

Listening to "story" credits.